Rates checked against gov.uk on 11 October 2026
UK Take-Home Pay Calculator 2026/27
Your salary after tax, National Insurance, student loan and pension. For the whole UK, including Scottish income tax rates.
Your details
Left blank, the standard code 1257L is used. Find yours on your payslip, P60 or the HMRC app. What does my tax code mean?
6% of earnings above the postgraduate threshold, on top of any student loan.
If a benefit is already in your tax code (a lower number than 1257), leave it out here so it is not counted twice.
What is a pay rise worth?
On a sponsored visa, or hoping to be?
Two free checks before you accept a job.
Take home pay for popular salaries in 2026/27
England, Wales and Northern Ireland, no pension or student loan. Tap a salary to open it in the calculator.
| Salary | Take-home a year | A month | Full breakdown |
|---|---|---|---|
| £20,000 | £17,920 | £1,493 | Breakdown of £20,000 after tax |
| £25,000 | £21,520 | £1,793 | Breakdown of £25,000 after tax |
| £30,000 | £25,120 | £2,093 | Breakdown of £30,000 after tax |
| £35,000 | £28,720 | £2,393 | Breakdown of £35,000 after tax |
| £40,000 | £32,320 | £2,693 | Breakdown of £40,000 after tax |
| £45,000 | £35,920 | £2,993 | Breakdown of £45,000 after tax |
| £50,000 | £39,520 | £3,293 | Breakdown of £50,000 after tax |
| £55,000 | £42,457 | £3,538 | Breakdown of £55,000 after tax |
| £60,000 | £45,357 | £3,780 | Breakdown of £60,000 after tax |
| £70,000 | £51,157 | £4,263 | Breakdown of £70,000 after tax |
| £80,000 | £56,957 | £4,746 | Breakdown of £80,000 after tax |
| £100,000 | £68,557 | £5,713 | Breakdown of £100,000 after tax |
More calculators
Bonuses, student loans, salary sacrifice, two jobs, umbrella, dividends and more.
Your take-home pay
The picture shows your salary, take-home pay and deductions only. The link opens this calculator with your salary, bonus and pension. Neither shows your tax code or student loan.